Rant: A Letter Dated April 28 Alerting Me of A May 1 Policy Change

I started making a video of the letter sent to me by my insurance company, but, I don't have such a great video camera, so it looked all fuzzy. I also do not have such a great insurance company.

The basic gist is this:
My insurance company insists that, if you're taking a long-term medication (such as allergy or anti-cholesterol drugs), you must either order a 90-day-supply through their mail-order service, or pay significantly more at the pharmacy counter. I have no problem with this; for one, I think it's a good way to save both the insurance company and the client money. For another, it hasn't really affected me before, since:
1. I get my allergy pills for $5 from the Wellness Center in the basement of my building.
2. My insurance company won't cover all my Prozac, because they don't believe anyone should be taking as much Prozac as I am taking. Thankfully, Prozac is about as ubiquitous as Tic-Tacs and almost as cheap if you buy it from a place like Target.
3. (And this also applies to the Prozac) Certain classes of drugs, such as anti-depressants and anti-anxiety drugs, were exempt from this rule. I suppose this is because it isn't a good idea to give a depressed or anxious person a 90-day-supply of anything, not even Flinstones vitamins, seeing as how people with depression tend to get a little suicidey from time to time, especially when they find out that the Flintmobile vitamin has been replaced by a Betty Rubble one.

But not anymore. My insurance company sent me a letter dated April 28. It arrived on around May 5. The message? As of MAY 1 (days before I even received the letter), anti-depressants and insulin now fall under the 90-day-or-you-pay rule. Thanks for the advanced warning, fuckheads! So now I get to wait and see if I can actually get a 90-day supply of my non-Prozac anti-depressant filled before the current prescription runs out. Fantastic! At least I don't need insulin. I would imagine a 90-day supply takes up valuable real estate in one's refrigerator.

I am assuming they changed the rules because, if I take the 90-day supply and kill myself, the insurance company will be off the hook for any future medications. Or maybe the risk of my suicide is outweighed by the money they'll save. Well, I've got news for you, Friend-Os: Not only will I not kill myself, but I hope to have an appendectomy or emergency tonsillectomy or some other expensive medical procedure that doesn't involve me dying or having cancer or being out of commission for more than, like, two weeks. I'll do it, too. I'll gladly endure a bum appendix if if means sticking it to the man.